Richmond, VA neighborhoods overview — Steve Davis, REALTOR® Richmond packs a lot of distinct neighborhoods into a small, river-crossed footprint — historic rowhouse blocks, converted warehouse districts, leafy in-town streets, and newer suburbs with room to spread out. For newcomers, the useful question usually isn't “which neighborhood is best?” It's “which one matches how I want to live?” This overview walks the major Richmond, VA neighborhoods by their character and amenit

Buying a home together as a couple Buying a home together as a couple is one of the biggest financial partnerships two people ever enter — usually with a lot more romance and a lot less paperwork than the moment deserves. The house-hunting part is the fun part. The part that actually protects you both happens earlier, in conversations most couples skip: How do we budget as a team? Whose name goes on what? What happens to the house if life doesn't go the way we planned? I have

Down payment assistance in Virginia — Steve Davis, REALTOR® If something's been holding you back from buying, it's probably the down payment. It's the number-one hurdle most first-time buyers name — and it's also the most misunderstood. Here's the good news: between state grants, low- and zero-down loans, and lender programs, Virginia down payment assistance can put a home in Richmond within reach a lot sooner than the old “save 20%” rule suggests. The 20% myth. You do not ne

First time homebuyer guide - Richmond, VA Buying your first home can feel like everyone else got a handbook you never received. This guide is that handbook. Whoever you are and whoever you love, you're welcome here — and by the end of this you'll know exactly how the process works and what your first step looks like. You're not alone if it feels daunting. Nationally, most first-time buyers say some part of the process felt difficult — and simply understanding how it works is